Payment Options

Payment Options

Office & Payment Facilities

Our office in Cherokee is open Monday – Friday from 8:00 a.m. to 5:00 p.m. to service your needs. We also have four payment centers located conveniently throughout our service area so making payments and doing business with AEC is easy and convenient.

Locations include:
  • Gateway First Bank – Cherokee, OK
  • ACB Bank – Cherokee, OK
  • 1st Carmen Branch of Cleo State – Carmen, OK
  • Freedom Branch of Alva State Bank – Freedom , OK

Automated Bank Draft


Average Monthly Payment Plan

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Online Billing & Payment

If you are a first-time user of SmartHub, grab an old bill or look up your account number and then sign up here to establish your username and password.

Already have your username & password?

With the online bill payment service you can:

  • View & pay your current bill online with a credit card or check
  • View all of your accounts from one easy location
  • View the usage and payment history on your account
  • Manage nearly every facet of your account from the privacy of your home or business!

Prepaid Billing

Alfalfa Electric Cooperative offers Prepaid Metering as a convenient billing option for single-phase residential and farm and ranch accounts.   Prepaid Metering is an option for new and existing members.


  • Not required to pay a security deposit!
  • Purchase electricity as you need it.
  • Monitor your energy usage.
  • No monthly bill!

Easy to Sign-up!

  • New members will need to complete an Agreement for Purchase of Power.
  • New and existing members will need to complete a Prepaid Metering Agreement.
  • $25 connect fee for new members.
  • $50 minimum initial prepayment balance for new and existing members.
  • Sign up for SmartHub to set up low-balance alerts and to reload your account balance.

If you are interested in choosing a prepaid metering account or would like more information, please call 580-596-3333 or 888-736-3837 and ask for Shawna or Lora in Member Services.