Capital Credits

3 AEC employees working on downed lines
AEC truck and crew installing new pole
How do I claim my credits?

Email or call during business hours, and an AEC team member will walk you through claiming your capital credits.

Note: Capital credits under $50 are automatically applied to your electric bill.

What are Capital Credits?

Capital Credits (margins) are to a Cooperative what profits are to a private business. As a member-owned entity, Alfalfa Electric works diligently to operate all segments of operation at cost. This results in any margins (profits) being returned to you, the co-op member. Your share of these margins is called Capital Credits.

At the end of the year, net margins are allocated to each member in proportion to the member’s Cooperative purchases during the year. The Board of Trustees decides when to retire Capital Credits based on the Cooperative’s financial condition.

In the meantime, Alfalfa Electric utilizes the money as working capital for operating and reinvesting in the Cooperative until a determination is made.